:root{--navy:#10194f;--gold:#d4aa22;--gold-dark:#8a6910;--cream:#f4f3e9;--ink:#171a2f;--muted:#607078}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--cream);color:var(--ink);font-family:Arial,Helvetica,sans-serif}a{color:inherit;text-decoration:none}.site-header{min-height:88px;padding:16px 5vw;display:flex;align-items:center;justify-content:space-between;background:var(--cream);border-bottom:1px solid #10194f29}.brand{display:flex;align-items:center}nav{display:flex;gap:24px;font-size:12px;font-weight:700}nav a:hover,.text-link{color:var(--gold)}.header-phone{background:var(--navy);color:white;border-radius:3px;padding:12px 15px;font-weight:800;font-size:12px}.breadcrumb{padding:20px 7vw 0;color:#68777e;font-size:11px}.breadcrumb a{text-decoration:underline}.hero{padding:55px 7vw 85px;display:grid;grid-template-columns:1.05fr .95fr;gap:7vw;align-items:center}.eyebrow{margin:0 0 20px;text-transform:uppercase;letter-spacing:.2em;font-size:11px;font-weight:800;color:var(--gold)}h1,h2{margin:0;font-family:Georgia,'Times New Roman',serif;color:var(--navy);font-weight:500;line-height:1}h1{font-size:clamp(52px,6.2vw,88px);letter-spacing:-.05em}h2{font-size:clamp(40px,4.2vw,64px);letter-spacing:-.04em}h1 em,h2 em{color:var(--gold);font-weight:400}.lead{font-size:18px;line-height:1.7;color:#506068;max-width:660px;margin:28px 0}.button{display:inline-flex;justify-content:space-between;align-items:center;gap:30px;min-width:220px;padding:18px 20px;border-radius:3px;font-weight:800;font-size:13px;color:white;background:var(--gold)}.button small{display:block;font-weight:500;margin-top:4px}.hero img{width:100%;aspect-ratio:1/1;object-fit:cover;border-radius:4px}.content{padding:100px 7vw;background:white}.split{display:grid;grid-template-columns:.8fr 1.2fr;gap:9vw}.prose p{color:var(--muted);line-height:1.75;margin:0 0 20px}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:55px}.cards article{padding:30px;background:var(--cream);border-top:4px solid var(--gold)}h3{margin:0 0 12px;color:var(--navy);font:500 24px Georgia,serif}.cards p{margin:0;color:var(--muted);line-height:1.65;font-size:14px}.steps{padding:100px 7vw;background:var(--navy);color:white}.steps h2{color:white}.step-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:#ffffff26;margin-top:50px}.step-grid article{background:var(--navy);padding:32px}.step-grid span{color:var(--gold);font:italic 18px Georgia,serif}.step-grid h3{color:white;margin-top:20px}.step-grid p{color:#b8c6cd;line-height:1.65;font-size:14px}.faq{padding:100px 7vw;background:var(--cream)}.faq-wrap{max-width:900px}.faq details{padding:22px 0;border-top:1px solid #cbc9c3}.faq details:last-child{border-bottom:1px solid #cbc9c3}.faq summary{cursor:pointer;color:var(--navy);font:500 21px Georgia,serif}.faq details p{color:var(--muted);line-height:1.7}.cta{padding:90px 7vw;background:var(--gold);color:white;display:grid;grid-template-columns:1fr 1fr;gap:8vw;align-items:end}.cta h2{color:white}.cta p{line-height:1.7}.cta .button{background:white;color:var(--navy)}footer{padding:42px 5vw;background:var(--navy);color:#9aabb4;display:flex;align-items:center;justify-content:space-between;font-size:11px}.local-note{padding:22px;border-left:4px solid var(--gold);background:var(--cream);color:var(--muted);line-height:1.7}.area-list{line-height:2;color:var(--muted)}
.brand-logo{display:block;width:190px;height:auto}.menu-phone{display:none}.menu-toggle{display:none;width:44px;height:44px;padding:10px;border:0;border-radius:3px;background:var(--navy);color:white;cursor:pointer}.menu-toggle span{display:block;height:2px;margin:5px 0;background:currentColor}.eyebrow,h1 em,h2 em{color:var(--gold-dark)}.steps .eyebrow{color:#e5c45e}.button{color:var(--navy)}.cta{color:var(--navy)}.cta h2{color:var(--navy)}.cta .button{background:var(--navy);color:white}.text-link{color:var(--gold-dark)}
@media(max-width:1080px){.site-header{position:relative}.menu-toggle{display:block;order:2}.header-phone{order:1;margin-left:auto}.site-header nav{display:none;position:absolute;z-index:30;top:100%;left:0;right:0;padding:14px 5vw 22px;background:var(--navy);box-shadow:0 12px 22px #10194f30}.site-header nav.is-open{display:grid;gap:0}.site-header nav a{padding:15px 4px;border-bottom:1px solid #ffffff24;color:white;font-size:14px}.site-header nav a:hover{color:#e5c45e}.site-header nav .menu-phone{display:block;margin-top:10px;padding:15px;background:var(--gold);color:var(--navy);border:0;text-align:center}.hero,.split,.cta{grid-template-columns:1fr}.hero{padding-top:35px}.hero img{max-width:620px}.cards,.step-grid{grid-template-columns:1fr}.cta{gap:40px}}
@media(max-width:620px){.header-phone{display:none}.site-header{gap:10px}.brand-logo{width:145px}.header-phone{font-size:10px;padding:10px}.hero,.content,.steps,.faq,.cta{padding:70px 6vw}.breadcrumb{padding-left:6vw}.button{width:100%}footer{align-items:flex-start;flex-direction:column;gap:20px}}